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Guaranteed Auto Protection (GAP)

Will your insurance payoff your loan if your vehicle is deemed a total loss? Don't find out the hard way! In the event your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy will usually cover only the actual cash value or market value of your vehicle less a deductible. This settlement could be significantly less than the amount you owe to your lender or leasing company. The final result is a financial GAP where you must make up the difference, which could cost thousands of dollars out of your pocket.

Why buy GAP?


Guaranteed Auto Protection is administered by a third parity provider. Please see our privacy policy for additional information on services offered by third parties.

Please contact us if you have questions about GAP.

Insurance and Warranty products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member’s choice; and Credit Union makes no representations as to the services of any provider.